Insurance Marketplace Enrollment

What is the Affordable Care Act?

Who needs to sign up?
Under the Affordable Care Act, all US citizens must have health insurance. This applies to all people who are citizens or considered lawfully present in the United States.

You’re considered covered if you have:

  • Medicare
  • Medicaid
  • New Jersey Family Care
  • Any job-based plan
  • Any plan you bought yourself
  • COBRA
  • Retiree coverage
  • TRICARE
  • VA health coverage

Important Dates
  • November 1, 2016 - Open Enrollment starts
  • December 15, 2016 - Enroll by this date for coverage to start January 1
  • January 1, 2017 - 2017 - coverage can start
  • January 31, 2017 - Open Enrollment end

What are my options in New Jersey?

  • In New Jersey expanded Medicaid coverage is now available
  • New Jersey is also participating in the Federal Health Insurance Marketplace, where individuals can purchase health insurance from multiple vendors at many different price and coverage levels.

How do I know if I am eligible for expanded Medicaid coverage? 

  • Medicaid coverage will now be available to adults ages 19-65 with income levels up to 133% of the federal poverty level ($15,282 for individuals and $31,322 for a family of four).
I am not eligible for expanded Medicaid. How much will buying a health insurance plan cost?
  • Coverage choices are available at multiple price and coverage levels. Tax credits will also be given to many who purchase insurance through the marketplace.

Kaiser Family Foundation Subsidy Calculator

How do I sign up?

There are multiple ways to sign up for Medicaid or health insurance coverage. 

  • Phone 1-800-318-2596

  What do I need to apply for coverage?

  1. Social Security Numbers (or document numbers for legal immigrants)
  2. Employer and income information for every member of your household who needs coverage (for example, from pay stubs or W-2 forms—Wage and Tax Statements)
  3. Policy numbers for any current health insurance plans covering members of your household

Still have questions?
Visit www.Healthcare.gov to learn more about the Affordable Care Act and all of your coverage options.