Loans and Scholarships

The Health Resources Services Administration offers loan repayment, scholarship and loan programs help to help health professionals to work in underserved areas.

Loan Repayment
National Health Service Corps
Primary care medical, dental and mental health clinicians can receive as much as $170,000 for 5 years of full-time service, $60,000 for the minimum 2 years caring for patients at an approved facility in an underserved area. Part-time clinicians can receive $60,000 for 4 years or $30,000 for 2 years.

Nursing Education Loan Repayment Program
Registered nurses working at non-profit health centers, hospitals, nursing homes and other facilities facing a critical shortage of nurses can receive 60% of their total qualifying nursing education loan balance for 2 years of service. For an optional third year of service, participants may receive an additional 25% of their original total qualifying nursing education loan balance.

Scholarships
National Health Service Corps                                                 
Students committed to primary care and enrolled in allopathic or osteopathic medical, dental, physician assistant, nurse practitioner or certified nurse midwife training programs can receive tuition, fees, other educational costs and a living stipend, tax-free, for as many as 4 years in exchange for an equal number of years (2-year minimum) service at an approved facility in a high-need underserved area.

Nursing Scholarship Program
Students enrolled or accepted for enrollment in accredited RN training programs can receive tuition, fees, other educational costs and a living stipend in exchange for at least 2 years service after graduation at a health care facility with a critical shortage of nurses.

Scholarships for Disadvantaged Students
Need-based, competitive program. Must be enrolled in and apply for aid to participating health professions program.
Primary Care Loans Need-based, competitive program. Must pursue degree in allopathic or osteopathic medicine and apply for aid to participating school.

Loans
Loans (and scholarships) for Disadvantaged Students
Need-based, competitive program. Must be enrolled in and apply for aid to participating school of allopathic, osteopathic, podiatric or veterinary medicine or dentistry, optometry, or pharmacy.

Health Professions Student Loans
Need-based, competitive program. Must apply for aid to participating school and pursue degree in dentistry, optometry, pharmacy, or podiatric or veterinary medicine.

Nursing Student Loans
Need-based, competitive program. Must pursue diploma, associate, baccalaureate or graduate degree in nursing and apply for aid to participating school.

Primary Care Loans
Need-based, competitive program.  Must be enrolled in and apply for aid to participating school of allopathic, osteopathic, podiatric or veterinary medicine or dentistry, optometry, or pharmacy.

For more information