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The Health Resources Services Administration offers loan repayment, scholarship and loan programs help to help health professionals to work in underserved areas.

Loan Repayment

National Health Service Corps

Primary care medical, dental and mental health clinicians can receive as much as $170,000 for 5 years of full-time service, $60,000 for the minimum 2 years caring for patients at an approved facility in an underserved area. Part-time clinicians can receive $60,000 for 4 years or $30,000 for 2 years.

Nursing Education Loan Repayment Program

Registered nurses working at non-profit health centers, hospitals, nursing homes and other facilities facing a critical shortage of nurses can receive 60% of their total qualifying nursing education loan balance for 2 years of service. For an optional third year of service, participants may receive an additional 25% of their original total qualifying nursing education loan balance.

Scholarships

National Health Service Corps

Students committed to primary care and enrolled in allopathic or osteopathic medical, dental, physician assistant, nurse practitioner or certified nurse-midwife training programs can receive tuition, fees, other educational costs and a living stipend tax-free for as many as 4 years in exchange for an equal number of years (2-year minimum) service at an approved facility in a high-need underserved area.

Nursing Scholarship Program

Students enrolled or accepted for enrollment in accredited registered nurse training programs can receive tuition, fees, other educational costs and a living stipend in exchange for at least 2 years of service after graduation at a health care facility with a critical shortage of nurses.

Scholarships for Disadvantaged Students

Need-based, competitive program. Must be enrolled in and apply for aid to a participating health professions program.

Primary Care Loans 

Need-based, competitive program. Must pursue a degree in allopathic or osteopathic medicine and apply for aid to a participating school.

Loans

Loans (and scholarships) for Disadvantaged Students

Need-based, competitive program. Must be enrolled in and apply for aid to a participating school of allopathic, osteopathic, podiatric or veterinary medicine or dentistry, optometry or pharmacy.

Health Professions Student Loans

Need-based, competitive program. Must apply for aid to participating school and pursue a degree in dentistry, optometry, pharmacy, podiatric or veterinary medicine.

Nursing Student Loans

Need-based, competitive program. Must pursue a diploma, associate, baccalaureate or graduate degree in nursing and apply for aid to a participating school.

Primary Care Loans

Need-based, competitive program. Must be enrolled in and apply for aid through a participating school of allopathic, osteopathic, podiatric, veterinary medicine, dentistry, optometry or pharmacy.

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