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Inspira Living Independently for Elders (LIFE) program is part of the federally recognized Program of All-inclusive Care for the Elderly (PACE). The Inspira LIFE program provides seniors living at home with access to health care, social support and other essential services. In addition, the program ensures seniors can live independently in their homes for as long as possible.
In the Inspira LIFE Program, seniors with ongoing health needs can access personalized health care plans that include a balance of home-based and center-based care. Not only does the LIFE Program support seniors, but it also provides resources to ease the burden of caregiving for family members. This program is federally funded, and qualified participants incur no copays, deductibles or out-of-pocket expenses.
Once you’re enrolled, your care team works together to coordinate everything, from medical appointments to prescription deliveries to specialist referrals. We also pick you up for your appointments and bring you to the center for warm meals and time with other participants. Our goal is to keep you connected to your community and living independently at home for as long as possible.
Inspira has two LIFE program centers conveniently located in South Jersey – Vineland and Williamstown.
Eligible LIFE Program participants have 24-hour access to the Inspira LIFE Program care team, which offers primary care services, both at the LIFE center and at home. For those who qualify, this includes $0 doctor visits, $0 prescription drug coverage, $0 monthly plan premiums, $0 health education programs and $0 vaccinations.
For those requiring specialty care or transitions to higher levels of care, Inspira LIFE coordinates these services seamlessly. Participants receive coordinated specialty care services, including cardiology, pulmonology, wound care, podiatry, dental, vision, hearing, physical and occupational therapy, and nutrition counseling.
The LIFE Program can provide social services to help identify and coordinate community resources, advocacy and case management needs, and comprehensive behavioral wellness counseling led by licensed therapists. This includes medication management overseen by a geriatric psychiatrist, ensuring emotional support and mental health care.
Scheduling and transportation are provided for appointments, ensuring that participants can easily access the healthcare services they need without any inconvenience or delay.
LIFE offers engaging daytime activities for seniors that promote socialization and mental and physical engagement. The day center provides nutritious meals, in-center support, and transportation to and from the center.
Inspira LIFE coordinates outpatient services such as labs, X-rays, and surgery. LIFE provides prescriptions, over-the-counter medications, medical equipment, and supplies with guidance from the LIFE care team.
The interdisciplinary team provides in-home visits, including nursing care and certified home health aide services for assistance with personal care.
To be eligible for the LIFE Program at Inspira:
You must be 55 years or older.
Live in Cumberland, Salem, or Gloucester County.
You must be able to live safely in your home with the services provided by LIFE.
The Inspira LIFE Program does not discriminate in the delivery of services based on race, ethnicity, national origin, religion, sex, sexual orientation, age, mental or physical disabilities or source of payment.
If you’re interested in enrolling yourself or a loved one, contact the LIFE Program enrollment coordinator to check eligibility. The coordinator will meet with you and your family to go over the program in detail and guide you through the application process. They can also schedule a free home assessment to help determine whether you qualify.
When meeting with the coordinator, please come ready with:
We will also schedule a visit to a LIFE Program center to meet with your integrated health team. Here, you will receive a medical evaluation and a customized care plan.
View all the zip codes eligible for the Inspira LIFE Program enrollment.
If you are currently covered by a major insurance company, you may apply with Inspira LIFE at any time. When approved, Inspira LIFE becomes your new health insurance and provider, starting at the beginning of the month. For more details, contact an enrollment coordinator.
Nursing home level of care (NHLOC) is a standard used to determine if a patient requires the type of long-term care typically provided in a nursing home. To meet this requirement, you need assistance with at least three activities of daily living (ADLs), such as getting in and out of bed or a chair, dressing, bathing, or showering, eating, walking, or climbing stairs. Cognitive impairments, such as those affecting memory and decision-making, are also considered when determining if someone meets NHLOC criteria.
When you enroll, Inspira LIFE becomes your primary insurance provider, covering all prescriptions. No additional Medicare or prescription plans are needed.
Other than emergency care, all services must be authorized by the care team. A provider within the LIFE network must deliver these services. Participants may be personally liable for the cost of unauthorized or out of network services.
No. Unlike nursing homes and assisted living communities, Inspira LIFE helps you continue living independently in your own home while providing comprehensive medical care and social services. Instead of moving into a facility, you receive care at our center and in your home. Inspira LIFE is not the right fit for everyone; some seniors need a higher level of hands-on care than the program can provide. Our team will work with you to assess your needs and determine whether Inspira LIFE is the right choice for you.
You may need to switch your primary care doctor when you join Inspira LIFE. However, with Inspira LIFE, you gain access to a dedicated care coordination team, including physicians, nurses, social workers, therapists and more. Your Inspira LIFE care team will also coordinate with specialists you already see to keep your care as consistent as possible. You may not need to switch your specialists.
You may not qualify for Inspira LIFE if you participate in the Personal Preference Program (PPP), a program that allows individuals to hire and pay family members or others to be their caregivers. Also, while owning a home doesn’t disqualify you from receiving services through Inspira LIFE, the possibility of an estate recovery lien, which allows the state to recover costs from your estate after death, might discourage some applicants.
If you need to appoint a representative to enroll in LIFE on your behalf, you or your representative should complete the following form.
At Inspira LIFE, we are dedicated to providing you with quality health care services so that you may remain as independent as possible. Our staff seeks to affirm the dignity and worth of each participant by assuring the following rights.
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